EMPRÉSTIMO CONSIGNADO: a hipervulnerabilidade da pessoa idosa consumidora frente ao empréstimo consignado

Abstract

This work analyzes the vulnerability of the elderly against the payroll loan. Such an approach is justified by the fact that the elderly consumer is shown to be hypervulnerable, whether in consumer relations or before financial institutions where there is an over-indebtedness in this age group. The objective of this work is to analyze the protection of the elderly consumer in consumer relations involving the granting of payroll loans. This purpose will be achieved through a literature review being developed by exploratory research, through the selection of doctrines, articles and dissertations on the subject. Still, the scientific method to be used will be the deductive one. The research evidenced abusive practices in the provision of loans to the elderly, especially for those in which financial and social vulnerability is more explicit.