RESPONSABILIDADE CIVIL NO CÓDIGO DE DEFESA DO CONSUMIDOR: Dano Moral por Negativação Indevida ou por Abalo de Crédito

Abstract

The objective of this study is to demonstrate that the bank credit data protection whose object informs its users that the name being queried has any restrictions, in order to consolidate or not to release the consumer credit being evaluated. Who inserts the name of the consumer referred to in these banks, is the supplier itself, it does so without the proper precautions, you should repair the damage that had negated his name improperly. When you have the idea to be negative a debtor, must be analyzed several points because if the inclusion in these databases is made hastily, without the technical due, may occur that consumer credit shock and even getting injured in society. Therefore the undue restriction brings no solution to the supplier, however, can lead to a process for moral damage is done contrary to the basic rules of good relationship between lender and borrower and should be guided by the more viable it would seek payment of all possible ways first before you get to the point of the customer be negative. Keywords: